Inspired by a shared mission to serve, the 4 Your Benefit team brings extensive expertise in benefits, guided by the goodwill of being Catholic, Christian and God fearing faithful of compassion, integrity, and respect for all.
We are dedicated to creating a welcoming and supportive environment where every client, regardless of background, feels valued and empowered – and where every team member is empowered to make a meaningful impact.
If you’re an agent looking to join a team that views its work as a calling, we invite you to learn more about career opportunities at 4 Your Benefit.
Customer Advocate
Andrea Tworek, CEBS
Andrea Tworek, CEBS and Fellow of the International Society for Employee Benefit Specialists, offers 4 Your Benefit clients over 30 years of specialized expertise in healthcare and retirement plan management. This extensive experience translates to accurate, reliable guidance for businesses of all sizes, ensuring compliance and maximizing the value of their benefits offerings.
For individuals, Andrea’s in-depth knowledge means clear explanations and confident navigation of complex benefit options.
Customer Advocate
George Sutton, CEBS
George Sutton, CEBS and MBA, brings over 35 years of experience in employee benefits, including a strong background in institutional trust administration and retirement plan management. His career demonstrates a talent for managing intricate details and ensuring compliance, skills that are highly valuable in navigating the complexities of health, life, and disability insurance.
For 4 Your Benefit clients, George’s expertise translates to a thorough understanding of policy details, accurate claims support, and reliable guidance in making informed coverage decisions.
Relationship Manager – Agent
Sr. Carmela Chetcuti
Sr. Carmela Chetcuti, Relationship Manager, brings a unique perspective to serving 4 Your Benefit clients. Her experience as a Recruiter and Spiritual Director allows her to deeply understand the diverse needs of individuals, from young employees navigating their first benefits package to Medicare-eligible individuals seeking compassionate guidance.
Her ability to connect with people fosters trust, ensuring that clients feel heard and supported in making informed decisions about their benefits.
Licensed for Individual, Marketplace, Medicare, and Life Insurance policies.
Coach Don
Don Watza
Don has always loved HR and benefits and started 4 Your Benefit in 1998.
Today he is actively recruiting agents to join the team.
And, as he has always done, he’s on the look out for better health and lower cost for customers. No surprise to those who know him – he learned that in the insurance operation trenches.