Team

4 Your Benefit LLC a health & Life Insurance agency. Helping individuals, small business and medicare eligible individuals select coverage for health, life, disability.

Inspired by a shared mission to serve, the 4 Your Benefit team brings extensive expertise in benefits, guided by the Catholic values of compassion, integrity, and respect for all.

We are dedicated to creating a welcoming and supportive environment where every client, regardless of background, feels valued and empowered – and where every team member is empowered to make a meaningful impact.

If you’re an agent looking to join a team that views its work as a calling, we invite you to learn more about career opportunities at 4 Your Benefit.

Customer Advocate

Andrea Tworek, CEBS

Andrea Tworek, CEBS and Fellow of the International Society for Employee Benefit Specialists, offers 4 Your Benefit clients over 30 years of specialized expertise in healthcare and retirement plan management. This extensive experience translates to accurate, reliable guidance for businesses of all sizes, ensuring compliance and maximizing the value of their benefits offerings. 

For individuals, Andrea’s in-depth knowledge means clear explanations and confident navigation of complex benefit options.

Customer Advocate

George Sutton, CEBS

George Sutton, CEBS and MBA, brings over 35 years of experience in employee benefits, including a strong background in institutional trust administration and retirement plan management. His career demonstrates a talent for managing intricate details and ensuring compliance, skills that are highly valuable in navigating the complexities of health, life, and disability insurance.

For 4 Your Benefit clients, George’s expertise translates to a thorough understanding of policy details, accurate claims support, and reliable guidance in making informed coverage decisions.

Relationship Manager – Agent

Sr. Carmela Chetcuti

Sr. Carmela Chetcuti, Relationship Manager, brings a unique perspective to serving 4 Your Benefit clients. Her experience as a Recruiter and Spiritual Director allows her to deeply understand the diverse needs of individuals, from young employees navigating their first benefits package to Medicare-eligible individuals seeking compassionate guidance. 

Her ability to connect with people fosters trust, ensuring that clients feel heard and supported in making informed decisions about their benefits.

Licensed for Individual, Marketplace,  Medicare, and Life Insurance policies.

Coach Don

Don Watza

Coach, Don, is here to assist the 4 Your Benefit team and their customers always do better.

Don’s coaching is all about doing. He is an expert teacher with a knack for making hard things simple. No surprise to those who know him – he learned that in the insurance operation trenches.

It’s the scientific thinking he’s adopted as his own that will be helping customers become healthier at lower cost.

Read More about Don

We trust our coverage partners and they trust us.

And, more.

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