Serving Individuals, Families & Small Businesses

with a Faith-Based Approach to Medicare & Healthcare Options

4 Your Benefit

Let Us Be Your Guide to Optimal Healthcare

We are Building a Movement to Realign American Healthcare with Truth -  Where Faith, Data, and Human Dignity Converge to Produce Measurable Well-Being for All.


"All this is for your benefit, so that the grace that is reaching more and more people may cause thanksgiving to overflow to the Glory of God"

2 Corinthians 4:15


Help selecting Medicare
Serving Families with Healthcare needs
Helping Small Businesses find healthcare options for eimployees
A faith-based approach to serving people
Medicare

Medicare:

We Help Navigate Enrollment & Changes

First time enrollments and annual changes can be very challenging.  Sister Carmela's expertise will help eliminate confusion and give you confidence you are protected and choosing the right coverages.

Serving Families with Healthcare needs

Healthcare:

We Help Choose Optimal Healthcare for Individuals & Families

The complexities between healthcare offerings and what you may select is challenging.  We will evaluate your situation and quickly suggest optimal insurance plans.

Small Business Solutions

Business Healthcare:

We Help Choose Healthcare Plans for You & Your Employees

Healthcare is a valuable benefit for employees, yet selecting the best plan it is a daunting decision for Small Businesses.  We give businesses reasonable and affordable options to offer employees.

a faith-based approach to healthcare

Help Rooted In Faith:

We combine faith-based compassion with Lean financial discipline

Our Approach proves when people are healthy, engaged and supported, costs go down - and the truth of that can be measured.


Why 4 Your Benefit?

Sister Carmela Chetcuti offers a "Compassionate Christ-centered" approach to guiding individuals and small businesses with benefit decisions for Healthcare and Medicare

Sister Carmela is a Carmelite Sister who founded the Society For Peace (www.thesocietyforpeace.org). Sister uses her insurance work as a means to bring peace of mind to those concerned about their insurance and uses the commissions from this work to fund her world wide mission of healing and peace. 

Licensed for Individual, Marketplace, Medicare, Life Insurance and Small Business Policies.

Sister Carmela will help you find healthcare solutions

What We Offer

The type of insurance we provide?

Optimizing your healthcare costs

Medicare

Protect yourself when the time has come to enroll in Government Healthcare options

Healthcare Solutions for you, your family, and employees

Health insurance

Protecting yourself and your precious family for times when they need medical care

Medicare can be confusing

Life insurance

Ensure your loved ones are taken care of when they need it

Disability Insurance

Disability Insurance

Protect yourself and your loved ones in the event of a life altering injury or sickness

4 Your Benefit is More Than a Service...

It's a Mission

Protect the people you love

"Inspired by a shared mission to serve... guided by the goodwill of being Catholic, Christian, God fearing, faithful, compassionate, with integrity, and respect for all"

Grateful clients is our mission
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The team has more than 150 years of experience serving individuals and families

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White Glove means relationships with employees that matter.  It means helping employees stay focused on the work, not paperwork

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We are building something different - a place where licensed professionals can guide people through health and healthcare for a lifetime

News and Updates - 4 Your Benefit

Eating Healthy on Cinco Di Mayo

Healthy You

By Don Watza • November 25, 2023
Eating healthy is one of the ways you can care for your body
White paper on challenges in the healthcare industry

America's Health Activist

By Don Watza • November 25, 2023
White Paper describing changes needed in the healthcare industry
Exercise is the key to healthy living

Excercising is the key to healthy longevity

By Don Watza • November 25, 2023
Private health insurance is a popular insurance component, but it isn't for everyone. Learn the pros and cons of having it, and decide if it's right for you.

 How We Do It & Why It Works

A new way of Healthcare support

Partnering to Lower Costs

We partner with underwriters, actuaries, and physicians to demonstrate - with measurable data, that healthier living lowers costs and strengthens communities.

Serving the whole family healthcare needs

Promoting Healthy Lifestyles

We believe in uniting people around moral health principles: caring for one's body, family, and neighbor as an act of faith.

Your Family Insurance is a priority

Creating Transparency

We develop employer coalitions and captive insurance models built on transparency, wellness, and shared responsibility.

Developing a strong process

Improving Processes

We apply Lean Six Sigma and continuous improvement tools, to measure what truly works - using evidence to prove that truth, health, and affordability are inseparatable.