Tag: Government regulations
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Sins of omission will occur because of so much change
There has never been more change in a shorter period of time than now. Gain added certainty at a time when things couldn’t be more uncertain.
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Uncompensated care is now the providers problem
Changing plan deductibles is not lowering the cost curve.
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BCBSM Value partnerships for hospitals
Reimbursement model changes but who is getting the incentives?
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The Market Recognizes the BenStaff Decoder’s Value
S&P says, “the ACA presents an opportunity for U.S. companies to radically redefine the role they play in the health care system.” There is $700 Billion to be saved by more closely decoding ACA.
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ACA: Continuous Change for the Industry
Recently, at a conference, the speaker explained how the status quo, the new normal, is overwhelm. In their experience, ACA has brought about 4 years of tremendous change, and more change is on the way. They identified with industry professionals and explained, “it will be another couple years before a calm can set in.” Constant…
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Actuarial reporting for OPEB, SEC, VEBA reserve statements, COBRA rates
Reporting is an increasing burden for all plans. Our Actuaries can help with the required reporting.
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Self funding for many employers is an awful idea
Self funding turns your business into an insurance company. Before making this move you must prepare an analysis without influence from the sales process. Beware of anyone who says you will save money. Call us, put our independence to work.
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Required announcement for employees, samples and guidance …
Required employer notice explaining an employees ability to go to the marketplace to obtain coverage.
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Sticker Shock, Even for Boosters of Obamacare
A returning customer reacting to sticker shock said, “WOW, I am a supporter of providing insurance for more people, but this is awful.”
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23 Days into the ACA “Obamacare” rollout
Mike Rogers YouTube video, his commentary before congress on the roll-out of the ACA on day 23.
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A Note about older posts
Old “Blogger posts” have been consolidated into this one posting location. Over time I have posted blog pages, written articles, spoken on TV or been interviewed about employee benefits, healthcare, retirement and topics like that. I’ve not been consistent where these things have been located. If you know of posts I should retrieve, please let…
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ACA requires an actuary to “calculate appropriate adjustments to the AV”
Employer plan sponsors who use HRA accounts or wrapping programs must certify the plans actuarial value by using the IRS calculator, and in cases where the calculator doesn’t fit, an Actuary must certify.
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Health Reform is here
MARCH 2010 Health reform was the initial plan but what we got was health insurance change. Here is a collection of quotes in late March, 2010. Aspen Institute CEO Walter Isaacson talks politics, media in Holliday Forum “The downside of the bill is that we shouldn’t make a change this big in a partisan fashion,”…
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Happy birthday to me, Obamacare is here
March 26, 2010 happy birthday to me Wow, that’s all that can be said for the “hair raising” on the back of my neck. Since the signing of Health care reform in Washington March 23rd, my world has changed. In the last two weeks I have met with several new customers, designed a web page…
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Healthcare CEO Roundtable
Metro Detroit Association of Health Underwriters January 28, 2010 Healthcare CEO Roundtable The topic was hot – health care reform or insurance reform? And we had the chance to hear from some of leading CEOs in the region: · Mark A. Kelly, M.D. Executive Vice President, Henry Ford Health and CEO of The Henry Ford…