Rationing for medicare, it’s a conversation that’s here
Latest thinking in this article by a great noted author only serves to continue the same conversation of rationing and cost shifting. We can do better.
Decoder
Sins of omission will occur because of so much change
There has never been more change in a shorter period of time than now. Gain added certainty at a time when things couldn’t be more uncertain.
The Market Recognizes the BenStaff Decoder’s Value
S&P says, “the ACA presents an opportunity for U.S. companies to radically redefine the role they play in the health care system.” There is $700 Billion to be saved by more closely decoding ACA.
ACA: Continuous Change for the Industry
Recently, at a conference, the speaker explained how the status quo, the new normal, is overwhelm. In their experience, ACA has brought about 4 years of tremendous change, and more change is on the way. They identified with industry professionals and explained, “it will be another couple years before a calm can set in.” Constant … Read more
Consulting firms are reaping the benefits
We are trusted by some of Michigan’s largest agencies, brokers, consultants, carriers, etc. to provide independent, 2nd opinion and analysis to their clients. Trust us to provide the same to you.
Self funding for many employers is an awful idea
Self funding turns your business into an insurance company. Before making this move you must prepare an analysis without influence from the sales process. Beware of anyone who says you will save money. Call us, put our independence to work.
ACA requires an actuary to “calculate appropriate adjustments to the AV”
Employer plan sponsors who use HRA accounts or wrapping programs must certify the plans actuarial value by using the IRS calculator, and in cases where the calculator doesn’t fit, an Actuary must certify.