Rise of the flex economy
Employer benefit plans need more attention from benefit professionals and seasoned benefit professionals want more flexibility in their work
Commission Free
BenStaff is 100% commission free, for product purchases we will refer you to an agent or carrier directly.
There is a relationship, through Don, with 4 Your Benefit LLC.
4 Your Benefit is an insurance agency started in 1998, the agency is not actively marketed, it is used to keep up on product knowledge delivered by carriers, remain licensed with the State of Michigan, and help small business customers make use of every dollar they pay into the healthcare system.
If commission can not be removed, and no agent is desired then, at a customers request, we will use commissions to pay for our service. Typically, we recommend putting a BenStaff employee on-site to help an employer professionally manage all their benefit plans.
Generally speaking, the BenStaff commission free referral service to other agents is preferred, we can help an organization find a qualified agent/consultant or broker. This keeps the focus on the commission free, independent services of BenStaff.
Customers and agents should ask more about this.
Political move to help Insurers have Lower Renewal Rates at November Elections
The Obama administration has quietly adjusted key provisions of its signature healthcare law…
The Market Recognizes the BenStaff Decoder’s Value
S&P says, “the ACA presents an opportunity for U.S. companies to radically redefine the role they play in the health care system.” There is $700 Billion to be saved by more closely decoding ACA.
ACA: Continuous Change for the Industry
Recently, at a conference, the speaker explained how the status quo, the new normal, is overwhelm. In their experience, ACA has brought about 4 years of tremendous change, and more change is on the way. They identified with industry professionals and explained, “it will be another couple years before a calm can set in.” Constant … Read more
A calculator for employers to estimate their cost of smoking and overweight.
For the first time there is a company whose providing end-to-end health services in a single system. They’re able to research and create products across 100 diagnosis groupings, offer instant diagnosis and testing improving results and speed to diagnosing. This includes at home testing that’s fed directly to physicians and hospitals. But, what’s really exciting … Read more
The Details Always Provide Answers
This is a good example of good change coming as a result of reform. We’re opening up avenues of communication to CEO’s and owners to take more control over their benefit plans by being able to provide the research.
Consulting firms are reaping the benefits
We are trusted by some of Michigan’s largest agencies, brokers, consultants, carriers, etc. to provide independent, 2nd opinion and analysis to their clients. Trust us to provide the same to you.
Self funding for many employers is an awful idea
Self funding turns your business into an insurance company. Before making this move you must prepare an analysis without influence from the sales process. Beware of anyone who says you will save money. Call us, put our independence to work.
A Note about older posts
Old “Blogger posts” have been consolidated into this one posting location. Over time I have posted blog pages, written articles, spoken on TV or been interviewed about employee benefits, healthcare, retirement and topics like that. I’ve not been consistent where these things have been located. If you know of posts I should retrieve, please let … Read more