Tired of Wasting Time?
Focus on What’s Important to You – let us handle the insurance paperwork.
Who Can You Trust?
4 Your Benefit LLC a Michigan Life and Health Insurance Agency: Personalized health & life insurance solutions.
More than one hundred years of experience serving individuals and families.
4 Your Benefit
Serving For More Than Twenty-Five Years.
Serving Individuals, Medicare, and Small Businesses
Avoid Costly Mistakes
Navigating insurance can be complex and mistakes are costly. We simplify the shopping process for individuals, families, medicare eligible, and Small businesses. We summarize the shopping so you don’t have to. And, we will find the coverage you want.
White Glove Service
When trouble occurs, and it always does with Insurance, will you be the one on the phone to resolve the problem?
Our White Glove Hands-On service ensures you or your employees are comforted and taken care of with our attention to detail.
Trusted Insurers
We know which carriers don’t like customers – really. Some carriers want premium but don’t want claims, how do you know which one you have? Is your plan the best for your agent or for you? How do you know?
We know how to shop the best, and leave the rest.
- Blue Cross Blue Shield of Michigan (BCBSM)
- Blue Care Network (BCN)
- Health Alliance Plan (HAP)
- Priority Health
- Guardian Small Business Life, Disability
- Vision Service Plan (VSP)
- Medicare Plans
- Medicare Supplement Plans
- Delta Dental
- And, more
Business Owners Get Time Back
We Do The Admin
Small Business Owners are a big part of the Nations Economy, and with the tsunami of new business coming to Michigan, how can an owner get back time lost to admin duties?
Count on us to help you take care of employees so you can focus on mission critical tasks.
Is sorting through admin details the best use of your time?
- How much time do you waste shopping for coverage, cost and quality?
- Do you spend time communicating with employees about plans?
- Are you involved in employee sign-up for coverage?
- Are you analyzing price spreadsheets to set Payroll deductions?
- How often do claim or enrollment problems zap your time?
